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Detailed Guide

From activation to rewards, here is the complete journey.

Understand how users can activate HealthPocket, use it for eligible healthcare payments, track spends and manage rewards responsibly.

HealthPocket · How It Works
4-step healthcare payment journey

Activate, pay at eligible healthcare touchpoints, track your spends, then earn or redeem rewards where applicable.

Step 1Activate
Step 2Pay
Step 3Earn
Activate your card
Pay at eligible partners
Track spends and rewards
User Journey

A simple journey for healthcare spends.

1

Activate

Complete onboarding or card activation steps shown to eligible users.

2

Load or access funds

Use the approved wallet/card funding or access method provided in the program journey.

3

Pay for healthcare

Spend at supported hospitals, pharmacies, diagnostic centres, clinics or wellness providers.

4

Track transactions

Review payment status, partner name, category and visible wallet information.

5

Earn rewards

Qualifying transactions may earn rewards based on active rules, caps and settlement status.

6

Redeem benefits

Use points, vouchers or offers through approved channels before expiry.

Before Payment

Check these things before using HealthPocket.

Good to confirm

  • Partner or merchant eligibility
  • Reward campaign rules
  • Transaction limits or caps
  • Receipt or invoice availability
  • Refund and cancellation conditions

Avoid these mistakes

  • Assuming every spend earns rewards
  • Sharing OTP/CVV/PIN with anyone
  • Ignoring expiry dates
  • Paying outside approved categories
  • Expecting medical advice from support
Payment Status

What different statuses can mean.

StatusMeaningWhat to do
SuccessfulPayment appears completed.Keep receipt and check reward eligibility if applicable.
PendingPayment may be awaiting settlement or confirmation.Wait for update before raising duplicate requests.
FailedPayment did not complete or may reverse.Check account/card status and contact support if needed.
RefundedMerchant/issuer reversal may have been processed.Rewards linked to the payment may be adjusted.

Still not sure where to begin?

Read FAQs or contact support with your specific issue category.